html{
  background: #fff;
  color:#000;
  font-size:12px;
  font-family:Arial, Helvetica, sans-serif;
}
#wrapper {
  width:660px;
  height:auto;
  margin:0 auto;
  padding:0;"
}

h1 {
  font-size:16px;
  font-weight:bold;
  color:#000;
}

.header {
  width:660px;
  background:#fff;
}

.header_bg {
  width:660px;
  border-top:5px solid #004581;
  margin-bottom:10px;
}

.text {
  margin:20px 10px 35px 10px;
}

.footer {
 border-top:5px solid #004581;
 padding-top:5px;
 text-align:center;
 width:660px;
 background: #fff ;
}